If you are looking for Final Expense insurance Term life insurance or whole life insurance you are in the right place.
A Final Expense whole Life insurance can help take you take care of your final expenses, outstanding medical bills or debt that you may leave behind.
Did you know that funeral expenses today can cost more than $11,700? The cost of a funeral may surprise you, but if you plan ahead, Living Promise can help reduce the burden of these costs on your family and help them focus on what is most important during a difficult time.
Face Amounts: $2,000 – $40,000
No medical exam – coverage is based on your answers to a few simple health questions
- Premiums never increase
- Benefits never decrease
- Cannot be canceled for any reason as long as premiums are paid
- Builds cash value that you may borrow against
- Benefits paid to your beneficiary income tax free
Term Life/Mortgage Protection
You can choose a Term Life policy for 10 15 20 or 30 years with Death Benefit between $20,000 to over $1,000,000.
- Protect your home and life style
- Optional Benefits/Riders include Partial Return of Premiums
- Accelerated Death Benefit Rider
This rider provides a lump-sum benefit if the insured provides evidence that his/her life expectancy is 24 months or less. The lump-sum benefit is equal to 92 percent of the death benefit. Once the 92 percent benefit is paid, the policy is terminated.
Whole Life Insurance
Whole life insurance is an life insurance policy which is guaranteed to remain in force for the insured’s entire lifetime, provided required premiums are paid, or to the maturity date.
Benefits and Features includes;
- Provided Death Benefit
- Builds guaranteed cash value.
- Borrow loan against the face amount
- Accelerated Death Benefit and Terminal illness riders
- Includes benefit for Retirement.
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